Business Insurance

A business insurance policy is a great way for a small or medium-sized business to keep insurance costs down.  Business insurance policies combine both property and liability coverage at significant savings compared with buying these two types of coverage separately.

Basic business insurance coverage typically includes:

Business Insurance | John J. Clarke Insurance, West Warwick RI

  • Building
  • Business Personal Property
  • Equipment Breakdown
  • Business Liability
  • Fire Legal Liability
  • Outdoor Property
  • Business Income (including Extra Expenses)
  • Accounts Receivable
  • Money and Securities
  • Outdoor Signs (Attached)
  • Fire Department Service Charge
  • Valuable Papers
  • Pollutant Clean-Up and Removal

Affordably priced, optional business insurance can include:

  • Outdoor Signs
  • Computer Property and Extra Expense
  • Employee Benefits Liability
  • Professional Liability (for designated occupations)
  • Employee Dishonesty
  • Employers Hired and Non-Owned Auto
  • Spoilage
  • Increased Accounts Receivable
  • Increased Valuable Papers

Business insurance discounts you may qualify for include:

  • Age of Building Discount
  • Wholesale Discount
  • Single Occupancy Discount
  • Alarm Discount
  • Sprinkler Discount
  • Multiple Location Discount
  • Multi-Policy for Auto

We’re here to help you find the most affordable and comprehensive business insurance policy, so please feel free to give us a call at 844-848-1902 or send an e-mail request for more information.